Privacy Policy

1. Introduction

Welcome to Lenden. We value your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application.

2. Information We Collect

To provide our peer-to-peer financial services, we collect the following types of information:

• Account Information: Name, email address, and phone number provided during registration (Verified via OTP).
• Transaction Data: Records of lending and borrowing, including amounts, dates, participant names, and optional notes.
• User Media: Profile pictures or avatars uploaded by the user.
• Device Information: Unique device identifiers and operating system version for security and messaging purposes.

3. How We Use Your Information

We use the collected data for the following essential purposes:

• To maintain your personal lending and borrowing ledger.
• To facilitate secure peer-to-peer transactions.
• To send security codes (OTPs) and critical account notifications.
• To provide financial analytics and insights through our dashboard.

4. Third-Party Services

We integrate with a limited number of trusted third-party providers to ensure app functionality:

• Google Firebase: Used for authentication, cloud database (Firestore), and push notifications.
• Cloudflare R2: Used for secure storage of user-uploaded images and avatars.
• Brevo (formerly Sendinblue): Used for delivering transactional emails and security OTPs.

5. Data Deletion and Retention

We believe you should have full control over your data. You may delete your account and all associated personal and transactional data at any time through the app settings. Once deleted, this data is permanently removed from our servers and cannot be recovered.

6. Security

We implement bank-grade security measures, including 4-digit PIN protection for transactions and encrypted transport for all data. However, please note that no method of electronic transmission or storage is 100% secure.

7. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at: